{"id":1506,"date":"2020-12-24T10:51:20","date_gmt":"2020-12-24T10:51:20","guid":{"rendered":"https:\/\/brand2d.tech\/madison\/?page_id=1506"},"modified":"2020-12-31T13:29:38","modified_gmt":"2020-12-31T13:29:38","slug":"personal-accident","status":"publish","type":"page","link":"https:\/\/brand2d.tech\/madison\/protect-yourself\/personal-accident\/","title":{"rendered":"Personal Accident"},"content":{"rendered":"[vc_row type=&#8221;full_width_background&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; bg_image=&#8221;2101&#8243; bg_position=&#8221;center center&#8221; bg_repeat=&#8221;no-repeat&#8221; scene_position=&#8221;center&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; top_padding=&#8221;10%&#8221; bottom_padding=&#8221;15%&#8221; class=&#8221;banner&#8221; overlay_strength=&#8221;0.3&#8243; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_link_target=&#8221;_self&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; overlay_strength=&#8221;0.3&#8243; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; bg_image_animation=&#8221;none&#8221;][vc_row_inner column_margin=&#8221;default&#8221; text_align=&#8221;left&#8221;][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; width=&#8221;1\/2&#8243; tablet_width_inherit=&#8221;default&#8221; overlay_strength=&#8221;0.3&#8243; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; bg_image_animation=&#8221;none&#8221;][vc_custom_heading text=&#8221;We won&#8217;t let accidents<br \/>\nslow you down&#8221; font_container=&#8221;tag:h3|text_align:left|color:%2300ffc0&#8243; use_theme_fonts=&#8221;yes&#8221; el_class=&#8221;bold-text&#8221;][vc_custom_heading text=&#8221;Personal Accident&#8221; font_container=&#8221;tag:h2|text_align:left|color:%23ffffff&#8221; use_theme_fonts=&#8221;yes&#8221;][\/vc_column_inner][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; width=&#8221;1\/2&#8243; tablet_width_inherit=&#8221;default&#8221; overlay_strength=&#8221;0.3&#8243; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; bg_image_animation=&#8221;none&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; bg_color=&#8221;#ffffff&#8221; scene_position=&#8221;center&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; class=&#8221;rounded shadow negative-15&#8243; id=&#8221;section-1&#8243; overlay_strength=&#8221;0.3&#8243; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;padding-2-percent&#8221; column_padding_position=&#8221;left-right&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_link_target=&#8221;_self&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; overlay_strength=&#8221;0.3&#8243; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; bg_image_animation=&#8221;none&#8221;][vc_raw_html el_class=&#8221;top-line&#8221;]JTNDZGl2JTIwc3R5bGUlM0QlMjJ3aWR0aCUzQSUyMDI1JTI1JTNCJTIwaGVpZ2h0JTNBJTIwMTBweCUzQiUyMGJhY2tncm91bmQtY29sb3IlM0ElMjAlMjMwMEZGQzAlM0IlMjIlM0UlMEElM0MlMkZkaXYlM0U=[\/vc_raw_html][vc_column_text]\n<p class=\"p1\">Have you been in an accident? Did you suffer any harm that required medical attention?<\/p>\n[\/vc_column_text][tabbed_section style=&#8221;minimal&#8221; alignment=&#8221;left&#8221; spacing=&#8221;default&#8221; tab_color=&#8221;Extra-Color-1&#8243; cta_button_style=&#8221;extra-color-3&#8243; icon_size=&#8221;24&#8243; el_class=&#8221;about-tabs-inner semibold-text&#8221;][tab icon_family=&#8221;none&#8221; title=&#8221;The Cover&#8221; id=&#8221;1609421313583-3&#8243; tab_id=&#8221;1609421313805-7&#8243;][vc_row_inner equal_height=&#8221;yes&#8221; content_placement=&#8221;top&#8221; column_margin=&#8221;default&#8221; text_align=&#8221;left&#8221; css=&#8221;.vc_custom_1608282259729{padding-top: 2% !important;padding-right: 3% !important;padding-left: 3% !important;background-color: #f8f8f8 !important;}&#8221;][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; width=&#8221;1\/2&#8243; tablet_width_inherit=&#8221;default&#8221; overlay_strength=&#8221;0.3&#8243; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; bg_image_animation=&#8221;none&#8221;][vc_column_text]\n<p class=\"p1\">Our Personal Accident cover ensures you\u2019re taken care of in the event of an accident.<\/p>\n<p class=\"p3\">The policy covers bodily injury resulting solely and directly from an accident caused by outward violent and visible means which shall result in death or disablement or medical expenses.<\/p>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; width=&#8221;1\/12&#8243; tablet_width_inherit=&#8221;default&#8221; overlay_strength=&#8221;0.3&#8243; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; bg_image_animation=&#8221;none&#8221;][\/vc_column_inner][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; width=&#8221;5\/12&#8243; tablet_width_inherit=&#8221;default&#8221; overlay_strength=&#8221;0.3&#8243; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; bg_image_animation=&#8221;none&#8221;][image_with_animation image_url=&#8221;2101&#8243; alignment=&#8221;center&#8221; animation=&#8221;Fade In&#8221; hover_animation=&#8221;none&#8221; border_radius=&#8221;20px&#8221; box_shadow=&#8221;none&#8221; image_loading=&#8221;default&#8221; max_width=&#8221;100%&#8221; max_width_mobile=&#8221;default&#8221;][\/vc_column_inner][\/vc_row_inner][\/tab][tab icon_family=&#8221;none&#8221; title=&#8221;Benefits&#8221; id=&#8221;1609421314448-3&#8243; tab_id=&#8221;1609421314452-0&#8243;][vc_row_inner equal_height=&#8221;yes&#8221; content_placement=&#8221;top&#8221; column_margin=&#8221;default&#8221; text_align=&#8221;left&#8221; css=&#8221;.vc_custom_1608282259729{padding-top: 2% !important;padding-right: 3% !important;padding-left: 3% !important;background-color: #f8f8f8 !important;}&#8221;][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; overlay_strength=&#8221;0.3&#8243; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; bg_image_animation=&#8221;none&#8221;][vc_column_text]<b>In the event of a fatal accident\/death:<\/b><\/p>\n<p class=\"p2\">The sum insured is payable to registered beneficiaries in the event of accidental death.<\/p>\n<p class=\"p3\"><b>If the accident results in permanent disability:<\/b><\/p>\n<p class=\"p2\">The policy pays a capital sum following irreversible disability that makes one unable to pursue gainful employment.<\/p>\n<p class=\"p4\"><b>If the accident results in temporary disability:<\/b><\/p>\n<p class=\"p2\">Cover for temporary disability leading to loss of earnings for a given period of time. It is settled in terms of weekly earnings lost.<\/p>\n<p class=\"p2\"><b>Medical expenses:<\/b><\/p>\n<p class=\"p5\"><b> <\/b>The policy caters to medical expenses on a reimbursement basis for injuries sustained during the accident.<\/p>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/tab][tab icon_family=&#8221;none&#8221; title=&#8221;Policy Exclusions&#8221; id=&#8221;1609421314762-1&#8243; tab_id=&#8221;1609421314763-0&#8243;][vc_row_inner equal_height=&#8221;yes&#8221; content_placement=&#8221;top&#8221; column_margin=&#8221;default&#8221; text_align=&#8221;left&#8221; css=&#8221;.vc_custom_1608282259729{padding-top: 2% !important;padding-right: 3% !important;padding-left: 3% !important;background-color: #f8f8f8 !important;}&#8221;][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; overlay_strength=&#8221;0.3&#8243; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; bg_image_animation=&#8221;none&#8221;][vc_column_text]\n<ul>\n<li class=\"p1\">War, civil war, mutiny, riot, strike, civil commotion, rebellion, revolution, insurrection, military or usurped power.<\/li>\n<li class=\"p1\">Suicide or attempted<span class=\"Apple-converted-space\">\u00a0<\/span>suicide whether felonious or not, wilful, self injury.<\/li>\n<li class=\"p1\">Breach of law on your part (unlawful activity).<\/li>\n<li class=\"p1\">Voluntary, wilful or<span class=\"Apple-converted-space\">\u00a0<\/span>negligent exposure of the Insured<span class=\"Apple-converted-space\">\u00a0<\/span>to<span class=\"Apple-converted-space\">\u00a0<\/span>needless peril except for the purpose of saving human life.<\/li>\n<li class=\"p2\">Insanity or venereal disease.<\/li>\n<li class=\"p3\">Indulgence in alcohol, narcotics or drugs<span class=\"Apple-converted-space\">\u00a0<\/span>not<span class=\"Apple-converted-space\">\u00a0<\/span>prescribed by a qualified medical practitioner.<\/li>\n<li class=\"p3\">Participation in hazardous sports.<\/li>\n<li class=\"p3\">Pregnancy or childbirth related illness.<\/li>\n<li class=\"p3\">Aviation except as a passenger on<span class=\"Apple-converted-space\">\u00a0<\/span>a<span class=\"Apple-converted-space\">\u00a0<\/span>recognized airline operating<span class=\"Apple-converted-space\">\u00a0<\/span>on regular scheduled air routes or in any chartered aircraft duly licensed as a recognized carrier.<\/li>\n<\/ul>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/tab][\/tabbed_section][\/vc_column][\/vc_row][vc_row type=&#8221;full_width_background&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; scene_position=&#8221;center&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; top_padding=&#8221;3%&#8221; overlay_strength=&#8221;0.3&#8243; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_link_target=&#8221;_self&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; overlay_strength=&#8221;0.3&#8243; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; bg_image_animation=&#8221;none&#8221;][vc_row_inner equal_height=&#8221;yes&#8221; content_placement=&#8221;top&#8221; column_margin=&#8221;default&#8221; text_align=&#8221;left&#8221;][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_position=&#8221;all&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; width=&#8221;1\/2&#8243; tablet_width_inherit=&#8221;default&#8221; overlay_strength=&#8221;0.3&#8243; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; bg_image_animation=&#8221;none&#8221;][vc_custom_heading text=&#8221;It\u2019s time! 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