• Covers damage or theft to the vehicle(s) and accessories of the vehicle within the territorial limits
• Protection, recovery & removal after accident (towing charges)
• Authority to repair in line with the authorised repair limit.

Covers legal liability for damages including the related costs and expenses for:

• Death or bodily injury to any person
• Damage to third party property

Disclaimer: This legal liability must arise as a result of an accident by or in connection with the insured vehicle.

This cover also caters to emergency medical expenses: reimbursement of reasonable medical expenses incurred in connection with any bodily injury by accident to passengers and third parties.

• Political violence, terrorism and sabotage
• Key Replacement
• Spare tyre
• Excess Protector
• Loss of use/Courtesy car
• No Blame No Excess
• Road Rescue Service
• Cost of Alternative Accommodation – radius
• Personal Effects Cover
• Personal Accident Insurance Extension
• Windscreen and Window Glass
• Vehicle entertainment unit

What determines the rate for any cover under Motor Insurance?

• How long has the vehicle been in use?
• What is the make of the vehicle?
• What is the scope of your preferred cover?
• Who are your drivers and what is their experience?
• Do you have any history of loss?
• How old is the vehicle?
• What is the total sum you’ve insured ?
• Are there any extensions to your cover?
• How many vehicles have you covered with us?